Terms of Service

Last Updated: October 14, 2025

1. Acceptance of Terms

By accessing or using the BIG (Black Investors Group) website, purchasing products, or participating in our events, you agree to be bound by these Terms of Service and all applicable laws. If you do not agree, please discontinue use of our services.

2. Description of Services

BIG provides business education, networking events, investment-related resources, and membership programs. Services may include online and in-person experiences, digital downloads, and communications through email or text.

3. Membership and Account Responsibilities

  • You must provide accurate and current information when creating an account or registering for an event.

  • You are responsible for maintaining the confidentiality of your account credentials.

  • Memberships and event tickets are non-transferable unless explicitly stated.

  • BIG reserves the right to modify membership benefits, pricing, or access levels with prior notice.

4. Payments and Refunds

  • All payments are processed through secure third-party gateways.

  • Membership fees, class fees, or event registrations are non-refundable, except where required by law or otherwise stated.

  • In case of event cancellations, BIG may offer rescheduling or credit toward future events.

5. Code of Conduct

Members and participants are expected to uphold professionalism, respect, and integrity during all BIG events (online or in person). Harassment, discrimination, or inappropriate behavior may result in immediate termination of membership without refund.

6. Intellectual Property

All content, including logos, text, images, and event materials, are the property of BIG or its content creators. You may not reproduce, distribute, or modify any materials without written permission.

7. Disclaimers

BIG is not a financial advisor, broker, or investment firm. All content and discussions are for educational and networking purposes only. You are solely responsible for your personal or business investment decisions.

8. Limitation of Liability

To the fullest extent permitted by law, BIG shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our services, including reliance on any information provided during events or through our website.

9. Termination

We may suspend or terminate access to our services at our discretion if a user violates these Terms or engages in conduct harmful to the community.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law principles.

11. Contact Information

For any questions about these Terms or our services, please contact:

📧 [email protected]